This is an attempt to collect a debt and any information obtained will be used for that purpose.

 

The following notices are required by city and/or state law:
California	The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
Colorado	A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COLORADOATTORNEYGENERAL.GOV/CA. Payments can be made in person at: Colorado Manager, Inc., 80 Garden Center, Suite 3, Broomfield, Colorado 80020, M-F 8a-5p, 303-920-4763.
Florida	Florida License Number 0400550.
Massachusetts	Notice of Important Rights YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.
Maryland	Maryland License Number 3381.
Maine	If you are unable to pay your account in full, call one of our customer service representatives at (252) 757-2102 or (800) 873-9358 and they may be able to arrange a payment plan.
Minnesota	If you feel your concerns have not been addressed, please contact us and allow us the opportunity to try to address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General's Office, which can be reached at 651-296-3353 or 1-800-657-3787.
North Carolina	North Carolina Department of Insurance Permit Number 888.
New York City	New York City Department of Consumer Affairs License Number: 1292441.
Tennessee	Tennessee ID Number 00000558. This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.
Utah	As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
Wisconsin	This collection agency is licensed by the Division of Banking, P.O. Box 7876, Madison, WI 53707.